You find a hotel advertised at $180 a night. After several booking screens, a compulsory $35 nightly fee appears. Or a concert seat looks affordable until mandatory service charges arrive at checkout. These price surprises are exactly why the federal total-price rule matters.

The FTC’s Rule on Unfair or Deceptive Fees took effect on May 12, 2025. It requires clearer pricing for live-event tickets and short-term lodging. Businesses may still charge fees, but they must disclose covered mandatory charges in the displayed total price. The rule is about truthful pricing, not a promise that every expensive fee is unlawful.

Where the rule applies

16 CFR Part 464 covers offers, displays and advertising for live-event tickets and short-term lodging. Think concert tickets, sporting events, hotel rooms and vacation rentals. Third-party booking businesses and ticket resellers can be covered as well as the venue or hotel itself.

Do not assume the same federal rule governs a long-term apartment lease, restaurant delivery or an airline ticket. Those transactions may have other protections, but the scope of this particular rule is specific.

Which fees belong in the displayed price?

The FTC’s detailed questions and answers explain that known mandatory charges generally belong in the total: unavoidable booking fees, compulsory resort charges and required vacation-rental cleaning charges, for example. A charge does not become genuinely optional just because the business removes it for customers who notice and object.

Suppose a hotel requires everyone to pay $180 for the room and $35 for a resort fee. Before government charges, the relevant nightly total is $215. A search result that emphasizes $180 and leaves the compulsory $35 until later raises a different concern from a hotel that plainly advertises $215.

Compare like with like when shopping. Write down the dates, number of nights and number of guests. A low rate for a different date or room type may be real, but it will not tell you whether your selected booking is accurately priced.

Taxes and genuine extras are different

Government charges and shipping may be excluded from the initial total, subject to the rule’s disclosure requirements. A customer-selected extra, such as an optional upgrade, can also change the price. The final payment amount must be disclosed before the business requests payment.

Consider two ticket screens. One offers a seat plus an optional souvenir you actively choose. The other adds a compulsory “processing” fee that no available payment method avoids. The first may reflect your choice; the second needs scrutiny as a mandatory charge.

Check what you agreed to buy and when the price changed. A screenshot of the first advertisement, another of the selected product and a third of the payment screen often explains the issue more clearly than a long complaint.

Why this remains relevant in 2026

In April 2026, the FTC announced that StubHub would refund $10 million following allegations about ticket prices displayed without mandatory fees after the rule took effect. The FTC’s announcement concerned specified purchases and settlement eligibility; it does not mean every ticket buyer can claim that refund.

The practical lesson is narrower: save evidence of the advertised price, not just the receipt. Once a purchase is complete, you may otherwise have no record of what persuaded you to start booking.

How to raise a useful complaint

Evidence

What it should show

First price display

The selected dates or event and prominently advertised amount.

Booking/payment screens

Each compulsory fee, any genuine choice and final price.

Receipt and response

Actual charge, seller’s explanation and requested remedy.

A concise request might say: “The booking page displayed [amount] for [dates/event]. The payment screen added a mandatory [fee name] of [amount]. Please explain why this was excluded from the displayed total and consider refunding the additional charge.”

FTC consumer guidance explains the disclosure protection. Reporting helps enforcement; it does not guarantee an individual refund. Any card dispute or court claim has separate requirements and deadlines, so check those promptly rather than waiting indefinitely for customer service.

Common questions

Are resort fees banned?

No. Covered mandatory fees must be included in the prominently displayed total price; the rule does not cap their amount.

Must taxes appear in the first advertised price?

Government charges may be excluded initially, but their amount and purpose and the final payment amount must be disclosed before payment is requested.

Caira by Unwildered can help turn screenshots and receipts into a clear factual complaint. Remove unnecessary payment details before sharing documents.

Disclaimer: This article is general information, not legal, financial, tax or medical advice.

Sources checked October 7, 2026.

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